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- info@xtrememotorlease.co.za
Faq's
Frequently Asked Questions!
Below you will find answers to the most common questions about our Rent-to-Own programme requirements, vehicle options, and qualification criteria.
Do you accept blacklisted or debt review clients?
Yes. Xtreme Motor Lease proudly assists blacklisted clients, debt review clients, low-credit applicants, and those previously declined by banks. Approval is based mainly on income stability and affordability, not credit score
How does Rent-to-Own work?
Our Rent-to-Own process is simple:
- Choose your vehicle
- Apply and get approved
- Pay your deposit
- Drive away
- Complete the term (36/48 months)
After all instalments are paid ownership transfers to you.
What documents do I need to apply?
You will need:
- Valid ID or Passport
- Valid Driver’s Licence
- 3 Months Bank Statements
- Proof of Residence
- Latest Payslip / Income Letter
- Next of Kin Details
Does Xtreme Motor Lease offer new and used vehicles?
Yes. We offer both:
- New vehicles (often with only 60 km on the clock)
- Low-mileage used vehicles, typically 3–4 years old, fully inspected and roadworthy
Is there a minimum age requirement to apply?
Yes. Applicants must be 25 years or older to qualify for Rent-to-Own.
STILL HAVE A QUESTIONS?
Is there a minimum driver’s licence requirement?
Yes. Your driver’s licence must be valid for at least 3 years or more.
What types of vehicles do you offer?
We offer:
- Hatchbacks
- Sedans
- SUVs & Crossovers
- Bakkies
- Panel Vans
These vehicles are suitable for personal use, business use, and e-hailing (Uber/Bolt).
What upfront costs must I pay?
You will need to pay:
- Deposit (forms part of the down-payment)
- First month’s rental
- Extended Service Plan fee (compulsory)
Are vehicle licences included?
Yes. Xtreme Motor Lease handles annual license renewals. The customer simply collects the licence disc from the office.
What happens if the vehicle is written off or stolen?
In a total loss or write-off:
- The insurer pays Xtreme Motor Lease to settle the outstanding contract
- If the payout is more than what is owed, the remaining balance is paid to the client
- Accident and theft excesses apply
Can the vehicle be exchanged or replaced during the contract?
No. The same vehicle remains with the customer for the entire agreement period. No replacement vehicles are provided for repairs or maintenance.
Where do repairs and maintenance take place?
All repairs must be done at approved workshops only. The Extended Service Plan (compulsory) ensures proper maintenance and contract protection.
What happens if I miss a payment?
- A 3-day grace period is allowed
- If payment is not made, the vehicle may be uplifted
- If breach is not fixed within 30 days, the contract is automatically terminated
In which cities do you offer Rent-to-Own?
We operate across major South African cities, including:
- Johannesburg
- Pretoria
- Durban
- Cape Town
How long is the Rent-to-Own contract?
You can choose between:
- 36-month term
- 48-month term
How fast is approval?
Approval is generally takes 5 working days, depending on document submission and verification.
